Privacy Policy

In order to provide you with a personalized browsing experience, Excel Holdings may collect personal information. In addition, we may require you to complete a registration form or request some information from you.

This privacy policy describes how excel holdings handle your personal and non-personal information.

In most cases, the information we hold about you is collected through Excel Holdings; however, we may also collect information from the websites of affiliates and/or third parties with whom we have an agreement to collect such information, or from their respective applications, services or tools. We may also collect information about you from other sources. Accordingly, our Privacy Policy may apply to you even if you do not submit information to us through Excel Holdings.

Excel Holdings will not provide your personal information to any third party unless required to do so by applicable law.

You agree that Excel Holdings may use your personal information to contact you and deliver information to you from time to time. By accepting the Terms of Use, you expressly agree to receive this information.

We may use your data in particular for the following purposes:

We reserve the right to use and disclose in any way any non-personal, non-identifiable information that we collect through cookies and other website traffic data or that you share on Excel Holdings or our affiliate sites.

We may also disclose any such data if

  1. Required by applicable legal regulations
  2. Required as part of any merger
  3. Required by any service provider in relation to any product that we believe is relevant to the user

Dispute Resolution and Governing Law

In the event of any dispute between the user and Excel Holdings.com, the dispute shall be resolved exclusively by arbitration under the Arbitration Act, 1940. The seat and place of arbitration shall be Islamabad, Pakistan.

The laws of the Islamic Republic of Pakistan shall always apply and prevail.